Term Life Insurance
Term life insurance coverage can be relatively easy to comparison shop. It simply covers you in the event that you die before the end of the term for which you are covered.
ABOUT THURMAN & ASSOCIATES, LLC.
Your Trusted Insurance Professionals:
We help everyone to get the coverage they need:
Associations
Self Employed
Contractors
Laborers
Temporary/Seasonal
Part Timers
Government Entities
Public Sector
Students,
Churches
Uninsured
We've got you covered.
Navigating the complex world of insurance can be frustrating. We're here to make it easy and be a resource you can depend on year after year.
Retirement Planning
A secure, comfortable retirement is every person’s dream. Since we're living longer, healthier lives, we can expect to spend more time in retirement than our parents and grandparents did. Achieving the dream of a secure, comfortable retirement is much easier when you plan your finances accordingly.
Final Expense
Burial insurance or final expense insurance is a basic life insurance policy that covers people until they reach the age 100. It is an easy insurance to obtain. Depending on the policy, burial insurance or final expense insurance gives your family the ability to cover the expenses of a funeral and potentially other outstanding expenses.
Disability
Disability Income insurance protects you in the case of loss of income. If you lose your ability to work, either from temporary or permanent disability, a disability claim can be made. There are many different elements that make up a disability income insurance policy so it is important to understand when and how you will receive the disability income if the need arises.
Long Term Care
As we age, the likelihood we will need some type of medical or personal care increases. We may need long term care - a variety of services which help meet the medical and non-medical needs of people with a chronic illness or disability who cannot care for themselves for long periods of time.
Dental/Vision
Dental coverage of some kind can help you ensure the health of your teeth and gums. Unfortunately, if you are bearing the full brunt of the cost of dental care you may find it difficult to pay your dentist bills. Without dental insurance coverage, you may be tempted to skip regular cleanings and checkups, a decision that could lead to serious dental health problems.
Our Trusted Carriers:
Thurman & Associates, LLC proudly works with some of the best names within the business:
OUR MOST FREQUENTLY ASKED QUESTIONS
What questions can we answer for you:
How much does it cost?
It is based on your medical background and other mitigating factors within your lifestyle.
Do I need a physical?
Most life insurance is simplified issue, which means no blood or urine would be required. However, depending on which policies you're looking into for your needs, please keep in mind that could be a possibility.
Is this Whole Life or Term?
That will be based on particular needs and lifestyle, as this will determine your coverage type.
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